Roof Financing — From $129/mo, $0 Down, Soft-Pull Pre-Qual

A new roof from $129 a month.

{{business_name}} offers roof financing from $129/month with $0 down through GreenSky, Service Finance, and Sunlight Financial. Terms run 12–120 months at 7.99%–17.99% APR on approved credit. Checking your rate takes 60 seconds with a soft pull that won't affect your credit score.

$0 down, terms from 12 to 120 months, and checking your rate takes 60 seconds with a soft pull — it will not affect your credit score.

$0 down Soft pull — no credit impact 60 sec to check your rate

How it works

Check your rate Soft pull

60-second application with our lending partners. Soft inquiry only — your score doesn't move, and there's no obligation.

Pick your payment

Choose the term that fits: shortest payoff, lowest monthly, or the 18-month same-as-cash promo when available.

Roof goes on

We schedule your install like any other job. First payment is typically due about a month after completion.

What payments look like

Roof cost	120 months	60 months
$12,000Typical ranch	~$146/mo	~$243/mo
$16,000Typical two-story	~$194/mo	~$324/mo
$21,000Larger home / Class 4	~$255/mo	~$426/mo

Estimates at 7.99% APR for illustration. Your rate depends on credit and term (est. APR 7.99%–17.99%). No prepayment penalty — pay it off early and stop paying interest.

Financing questions

Will checking my rate hurt my credit?

No. Pre-qualification is a soft inquiry and doesn't affect your score. A hard pull only happens if you accept an offer and finalize the loan.

Can I pay it off early?

Yes, anytime, with no prepayment penalty. Many homeowners take the 120-month term for the low payment and pay it off in two or three years.

What if I have an insurance claim too?

Financing is often used just for the deductible or for upgrades beyond the claim (like Class 4 shingles). We'll structure the paperwork so the claim and the loan stay clean and separate.

GREENSKY SERVICE FINANCE SUNLIGHT FINANCIAL

Financing provided by third-party lenders on approved credit. Est. APR 7.99%–17.99%, subject to credit approval. Soft inquiry does not affect your score. Summit & Slate is not a lender. Payment examples are estimates, not offers.